Yes, CapAccess can be combined with any investment subsidies that could be granted by the State to eligible companies. This will allow the company to benefit from an additional source of financing to finance its project.

Les porteurs de projets peuvent : 

1. Consulter la rubrique [Interventions] pour vérifier l’éligibilité sectorielle.
2. Remplir le formulaire “Investisseurs” ci-dessus en joignant une note de concept ou un dossier de présentation.
3. Être contactés par une équipe d’analystes pour évaluation, due diligence et accompagnement.

As a signatory to the United Nations Principles for Responsible Investment, the Mohammed VI Investment Fund pays particular attention to environmental, social and governance (“ESG”) issues. Therefore, projects with major negative impacts on the environment, biodiversity, climate change, human rights and human health are excluded from CapAccess loan.

In addition, submitted projects will be evaluated on the basis of ESG criteria meeting the Mohammed VI Investment Fund’s policy requirements by completing a dedicated questionnaire on this topic.

Do not hesitate to contact your partner bank to discuss your investment project and obtain specific information on the CapAccess loan granting process.

CapAccess product is offered in conjunction with a senior bank loan, following a ratio of 2/3 senior bank debt, granted by the bank, and 1/3 subordinated debt. The senior bank debt and the subordinated debt together form the syndicated loan. The subordinated debt is offered over a longer maturity compared to conventional bank debt and at attractive rates despite its subordinated ranking and extended maturity. In accordance with the principle of additionality of the Mohammed VI Investment Fund, the subordinated loan does not compete with the bank debt, but rather comes to complete the financing plan of the beneficiaries.

The implementation of CapAccess is conditioned by the approval of the partner bank to grant the senior dept.